Trimark Realty
44 Tierra Montanosa primary photo
Active·Townhouse

$939,000

-$10,900
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44 Tierra Montanosa, Rancho Santa Margarita CA 92688

3 bedsBathrooms3 full1,487 sqft

Townhouse

Property type

137 days

On market

$631

Price per sqft

2 cars

Garage

1996

Year built

29,634 sqft

Lot size

Home highlights

High CeilingsCentral AirCentral HeatWater SoftenerFamily RoomPrimary BathroomPrimary BedroomFireplaceLaminate floorWood floorAssociation PoolGarage

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Overview

** Sellers are highly motivated ** " Home insurance is covered by HOA. " This upgraded Rancho Santa Margarita home features a downstairs in-law suite with a full bath, along with " 3 bedrooms and 3 full bathrooms " in a quiet, tree-lined community with Saddleback Mountain views. The open layout offers high ceilings, abundant natural light, and luxury vinyl plank flooring...

Listing provided by: Michael Pajouhesh DRE #02121289 949-836-5030, HomeSmart, Evergreen Realty

Listing updated: Jun 4, 2026 at 05:30pm.

Last checked: Jun 4, 2026 at 06:00pm

Source: CRMLS #OC26013071

Interior

  • Interior Features: Balcony, High Ceilings, Living Room Deck Attached, Open Floor Plan, Attic, Main Floor Bedroom, Main Level Primary

  • Room Type: Attic, Bedroom, Family Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Office

  • Flooring: Laminate, Wood

  • Cooling: Central Air

  • Heating: Central

  • Appliances: Gas Oven, Gas Water Heater, Microwave, Refrigerator, Water Softener, Water To Refrigerator, Water Purifier, Dryer, Washer

  • Fireplace: Gas, Living Room

  • Laundry: Washer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Dryer Included, Washer Included

  • Entry Location: 1

  • Main Level Bedrooms: 1

  • Main Level Bathrooms: 1

Exterior

  • Property Attached: Yes

  • Stories Total: 2

  • Levels: Two

  • Roof: Spanish Tile

  • Common Walls: One Common Wall

  • Pool: Community, Association

  • Water Source: Public

  • Sewer: Public Sewer

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

  • View: Canyon, Mountains, Trees Woods

Garage and Parking

  • Parking: Door Multi, Direct Access, Electric Vehicle Charging Stations, Garage, Garage Door Opener

  • Garage Spaces: 2

  • Garage: Attached

  • Parking Total: 2

Lot Information

  • Land Lease: No

  • Common Interest: PlannedDevelopment

  • Parcel #: 93812283

  • Additional Parcels: No

  • Tax Lot: 4

  • Number of Units in Community: 250

  • Subdivision: Tierra Montanosa (TIEM)

Community

  • HOA: Yes

  • HOA Fee: $518 / Month

  • HOA Name: Tierra Montanosa

  • HOA Phone: 949-372-4040

  • HOA Fee 2: $89

  • HOA Fee 2 Frequency: Month

  • HOA Amenities: Outdoor Cooking Area, Barbecue, Picnic Area, Pickleball, Pool, Spa / Hot Tub

  • Senior Community: No

  • Community Features: Dog Park, Park, Storm Drains, Street Lights, Sidewalks, Pool

  • High School District: Saddleback Valley Unified

    Nearby Schools

    Nearby schools around the 44 Tierra Montanosa, Rancho Santa Margarita, CA 92688. Contact the school or district directly to verify enrollment eligibility.

    Payment Calculator

    Total Principal

    $751,200

    Total Interest

    $958,114

    Total Payment

    $1,709,314

    Payoff Date

    Jun 2056

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    PMI is disabled automatically when your down payment is 20% or more.

    Est. Payment

    $6,483

    per month

    Principal
    $679
    Interest
    $4,069
    Property Tax
    $978
    Home Insurance
    $150
    PMI
    $0
    HOA
    $607

    Property History for 44 Tierra Montanosa

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    Rancho Santa Margarita Market Snapshot

    Market stats compare this property with recent MLS activity for similar property types in 92688.

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