Trimark Realty
205 Montana Del Lago primary photo
Virtual tour
Active·House

$1,029,000

-$20,000
$10,290 cashbackReceive up to $10,290 cashback.Learn more

205 Montana Del Lago, Rancho Santa Margarita CA 92688

Orange County•Rancho Santa Margarita•R1 - Rancho Santa Margarita North area•Cierra Del Lago (CDL) Division
4 bedsBathrooms2 full • 1 half1,603 sqft

House

Property type

93 days

On market

$642

Price per sqft

2 cars

Garage

1998

Year built

N/A

Lot size

Home highlights

Central AirCentral HeatDishwasherPrimary BathroomPrimary BedroomFireplaceLaminate floorStone floorPoolGarage

Open Houses

Loading upcoming open house times...

Overview

Back on the market at an improved price, this stunning home is ready to impress and priced to sell! Exceptional 4-bedroom detached residence ideally situated just moments from the scenic Lake Rancho Santa Margarita. This highly desirable floor plan offers three bedrooms upstairs and a versatile downstairs bedroom—perfect for guests, a private office, or den. Light-filled and...

Listing provided by: Michael Walsh DRE #01199572 949-466-9229, HomeSmart, Evergreen Realty

Listing updated: Jun 4, 2026 at 11:40pm.

Last checked: Jun 5, 2026 at 12:00am

Source: CRMLS #OC26041588

Interior

  • Interior Features: Cathedral Ceilings, Tile Counters, Primary Suite

  • Room Type: Living Room, Primary Bathroom, Primary Bedroom

  • Flooring: Carpet, Laminate, Stone

  • Cooling: Central Air

  • Heating: Central

  • Appliances: Built In Range, Dishwasher, Gas Cooktop, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator

  • Fireplace: Dining Room

  • Laundry: Laundry Closet

  • Entry Location: 1

  • Main Level Bedrooms: 1

  • Main Level Bathrooms: 0

Exterior

  • Architectural Style: Mediterranean

  • Property Attached: No

  • Stories Total: 3

  • Levels: Three Or More

  • Roof: Barrel

  • Construction Materials: Drywall, Stucco

  • Common Walls: No Common Walls

  • Pool: Association

  • Spa: Association

  • Water Source: Public

  • Sewer: Public Sewer

  • Electric: Electricity On Property, Standard

  • Utilities: Electricity Connected, Sewer Connected, Water Connected

  • View: Neighborhood

  • Patio and Porch Features: Deck

Garage and Parking

  • Parking: Direct Access, Garage

  • Garage Spaces: 2

  • Garage: Attached

  • Parking Total: 2

Lot Information

  • Land Lease: No

  • Common Interest: None

  • Parcel #: 93083194

  • Additional Parcels: No

  • Tax Lot: 6

  • Number of Units in Community: 41

  • Subdivision: Cierra Del Lago (CDL)

Community

  • HOA: Yes

  • HOA Fee: $240 / Month

  • HOA Name: Cierro Del Lago HOA

  • HOA Phone: 949-716-3998

  • HOA Fee 2: $91

  • HOA Fee 2 Frequency: Month

  • HOA Name 2: Samlarc

  • HOA Phone 2: 949-709-0010

  • HOA Amenities: Clubhouse, Sport Court, Picnic Area, Playground, Pickleball, Pool, Spa / Hot Tub, Tennis Courts, Trails

  • Senior Community: No

  • Community Features: Curbs, Fishing, Park, Suburban, Sidewalks

  • High School District: Saddleback Valley Unified

    Nearby Schools

    Nearby schools around the 205 Montana Del Lago, Rancho Santa Margarita, CA 92688. Contact the school or district directly to verify enrollment eligibility.

    Payment Calculator

    Total Principal

    $823,200

    Total Interest

    $1,049,946

    Total Payment

    $1,873,146

    Payoff Date

    Jun 2056

    $
    $
    %
    %
    $
    %
    $
    %
    $
    $
    %

    PMI is disabled automatically when your down payment is 20% or more.

    Est. Payment

    $6,756

    per month

    Principal
    $744
    Interest
    $4,459
    Property Tax
    $1,072
    Home Insurance
    $150
    PMI
    $0
    HOA
    $331

    Property History for 205 Montana Del Lago

    Loading property history...

    Rancho Santa Margarita Market Snapshot

    Market stats compare this property with recent MLS activity for similar property types in 92688.

    Similar Homes

    Listings with similar prices to 205 Montana Del Lago

    Similar Sold Homes