Trimark Realty
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Active·Condo

$619,000

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49 Montana Del Lago, Rancho Santa Margarita CA 92688

2 bedsBathrooms2 full827 sqft

Condo

Property type

8 days

On market

$748

Price per sqft

1 car

Garage

1990

Year built

52,296 sqft

Lot size

Home highlights

Central AirFireplaceAssociation Pool

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Overview

Welcome to the desirable Montana Del Lago community, just steps from the scenic Rancho Santa Margarita Lake and exclusive RSM Beach Club Lagoon. This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open floor plan designed for comfortable everyday living. The inviting living room features a cozy fireplace and flows seamlessly into the dining area...

Listing provided by: Flora Fatanat DRE #01248117 949-350-7744, Coldwell Banker Realty, Payum Fatanat DRE #01950632, Coldwell Banker Realty

Listing updated: Jun 1, 2026 at 03:03am.

Last checked: Jun 3, 2026 at 05:00am

Source: CRMLS #OC26116207

Interior

  • Interior Features: Main Floor Bedroom

  • Room Type: Bedroom, Kitchen, Living Room

  • Cooling: Central Air

  • Fireplace: Living Room

  • Laundry: Laundry Closet

  • Entry Location: 1

  • Main Level Bedrooms: 1

  • Main Level Bathrooms: 1

Exterior

  • Property Attached: Yes

  • Stories Total: 2

  • Levels: Two

  • Common Walls: Two Common Walls Or More

  • Lot Features: Near Park

  • Pool: Association

  • Water Source: Public

  • Sewer: Public Sewer

  • View: Trees Woods

Garage and Parking

  • Garage Spaces: 1

  • Garage: Detached

  • Parking Total: 1

Lot Information

  • Land Lease: No

  • Common Interest: Condominium

  • Parcel #: 93083108

  • Additional Parcels: No

  • Tax Lot: 1

  • Number of Units in Community: 128

  • Subdivision: Montana Del Lago (MDL)

Community

  • HOA: Yes

  • HOA Fee: $529 / Month

  • HOA Name: Montana Del Lago

  • HOA Phone: 714-285-2626

  • HOA Fee 2: $91

  • HOA Fee 2 Frequency: Month

  • HOA Name 2: Samlarc

  • HOA Amenities: Clubhouse, Fire Pit, Picnic Area, Playground, Pickleball, Pool, Spa / Hot Tub

  • Senior Community: No

  • Community Features: Lake, Mountainous, Street Lights, Park

  • High School District: Capistrano Unified

    Nearby Schools

    Nearby schools around the 49 Montana Del Lago, Rancho Santa Margarita, CA 92688. Contact the school or district directly to verify enrollment eligibility.

    Payment Calculator

    Total Principal

    $495,200

    Total Interest

    $631,600

    Total Payment

    $1,126,800

    Payoff Date

    Jun 2056

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    PMI is disabled automatically when your down payment is 20% or more.

    Est. Payment

    $4,545

    per month

    Principal
    $448
    Interest
    $2,682
    Property Tax
    $645
    Home Insurance
    $150
    PMI
    $0
    HOA
    $620

    Property History for 49 Montana Del Lago

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    Rancho Santa Margarita Market Snapshot

    Market stats compare this property with recent MLS activity for similar property types in 92688.

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