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12 Montana Del Lago Drive 168 primary photo
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$785,000

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12 Montana Del Lago Drive 168, Rancho Santa Margarita CA 92688

3 bedsBathrooms2 full1,344 sqft

Condo

Property type

1 day

On market

$584

Price per sqft

2 cars

Garage

1992

Year built

52,296 sqft

Lot size

Home highlights

High CeilingsCentral AirCentral HeatDishwasherPrimary BathroomPrimary BedroomFireplaceLaminate floorTile floorAssociation PoolGarage

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Overview

ONE OF THE BEST VALUES IN SOUTH OC UNDER $790K — END UNIT! Unbeatable value! This is officially one of the lowest-priced 3-bedroom, 2-bathroom homes of this size currently on the market in South Orange County. Nestled in the lakefront enclave of Montana Del Lago, this beautifully updated end unit offers the ultimate blend of natural light, style, and resort-style living....

Listing provided by: Joseph Chow DRE #02006416, Redfin, Jared Okawa DRE #02119015 626-664-8840, Redfin

Listing updated: Jun 5, 2026 at 01:34pm.

Last checked: Jun 5, 2026 at 02:00pm

Source: CRMLS #OC26120243

Interior

  • Interior Features: Balcony, Ceiling Fans, High Ceilings, Open Floor Plan, Tile Counters, All Bedrooms Up

  • Room Type: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom

  • Flooring: Laminate, Tile

  • Cooling: Central Air

  • Heating: Central, Fireplaces

  • Appliances: Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator

  • Fireplace: Gas, Living Room

  • Laundry: Washer Hookup, Gas Dryer Hookup

  • Entry Location: Front Door

  • Main Level Bedrooms: 3

  • Main Level Bathrooms: 2

Exterior

  • Property Attached: Yes

  • Stories Total: 2

  • Levels: Two

  • Roof: Tile

  • Common Walls: Two Common Walls Or More

  • Pool: Community, Association

  • Spa: Association, Community

  • Fencing: None

  • Water Source: Public

  • Sewer: Public Sewer

  • View: Mountains, Neighborhood

Garage and Parking

  • Parking: Direct Access, Garage, Permit Required, One Space

  • Garage Spaces: 2

  • Garage: Attached

  • Parking Total: 2

Lot Information

  • Land Lease: No

  • Common Interest: Condominium

  • Parcel #: 93083131

  • Additional Parcels: No

  • Tax Lot: 1

  • Number of Units in Community: 80

  • Subdivision: Montana Del Lago (MDL)

Community

  • HOA: Yes

  • HOA Fee: $529 / Month

  • HOA Name: Montana Del Lago

  • HOA Phone: (714) 285-2626

  • HOA Amenities: Meeting Room, Pool, Spa / Hot Tub

  • Senior Community: No

  • Community Features: Biking, Fishing, Golf, Hiking, Horse Trails, Lake, Mountainous, Park, Street Lights, Sidewalks, Pool

  • High School District: Other

    Nearby Schools

    Nearby schools around the 12 Montana Del Lago Drive 168, Rancho Santa Margarita, CA 92688. Contact the school or district directly to verify enrollment eligibility.

    Payment Calculator

    Total Principal

    $628,000

    Total Interest

    $800,979

    Total Payment

    $1,428,979

    Payoff Date

    Jun 2056

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    PMI is disabled automatically when your down payment is 20% or more.

    Est. Payment

    $5,466

    per month

    Principal
    $568
    Interest
    $3,402
    Property Tax
    $818
    Home Insurance
    $150
    PMI
    $0
    HOA
    $529

    Property History for 12 Montana Del Lago Drive 168

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    Rancho Santa Margarita Market Snapshot

    Market stats compare this property with recent MLS activity for similar property types in 92688.

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