Trimark Realty
3814 Ferndale primary photo
Active·Multi-Family (Duplex)

$725,000

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3814 Ferndale, San Bernardino CA 92404

4 beds4 baths2,015 sqft

Multi-Family (Duplex)

Property type

84 days

On market

$360

Price per sqft

1 car

Garage

1965

Year built

7,566 sqft

Lot size

Home highlights

Central AirCentral Heat

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Overview

Prime investment opportunity in San Bernardino! This duplex at 3814 Ferndale Ave features two spacious units, each offering 2 bedrooms and 2 bathrooms—an ideal layout that attracts strong tenant demand. Perfect for investors seeking immediate rental income with long-term appreciation potential, or for an owner-occupant looking to offset their mortgage by living in one unit and...

Listing provided by: Eduardo Becerra DRE #01293818, Main St Properties

Listing updated: Mar 19, 2026 at 01:25pm.

Last checked: Jun 5, 2026 at 02:00am

Source: CRMLS #PW26055020

Multi-family Analysis

Unit Information

UnitsBedsBathsGarageActual RentTotal RentPro FormaFurnished?
122$2,500$2,500$2,500Unfurnished
122$0$0$2,500Unfurnished
  • # of Buildings: 1

  • # of Units Total: 2

  • Separate Electric Meters: 2

  • Separate Gas Meters: 2

  • Separate Water Meters: 1

  • Rent Control: No

Financial Snapshot

Gross Rent Multiplier

12.1x

List Price / Annual Gross Rent

Cap Rate

6.17%

NOI / List Price

  • Gross Scheduled Income: $60,000

  • Operating Expense: $15,256

  • Net Operating Income: $44,744

Annual Operating Expenses

  • Electric: $600

  • Fuel: $0

  • Insurance: $2,400

  • Trash: $1,980

  • Water / Sewer: $2,400

Interior

  • Cooling: Central Air

  • Heating: Central

  • Laundry: Gas Dryer Hookup, Inside

  • Entry Location: 1-2

Exterior

  • Property Attached: Yes

  • Stories Total: 2

  • Levels: Two

  • Common Walls: One Common Wall

  • Lot Features: Front Yard, Rectangular Lot

  • Pool: None

  • Water Source: Public

  • Sewer: Public Sewer

Garage and Parking

  • Garage Spaces: 1

  • Uncovered Spaces: 1

  • Parking Total: 2

Lot Information

  • Land Lease: No

  • Common Interest: None

  • Parcel #: 0271522050000

  • Additional Parcels: No

  • Tax Lot: 14

Community

  • Senior Community: No

    • Community Features: Street Lights, Sidewalks

    Nearby Schools

    Nearby schools around the 3814 Ferndale, San Bernardino, CA 92404. Contact the school or district directly to verify enrollment eligibility.

    Payment Calculator

    Total Principal

    $580,000

    Total Interest

    $739,758

    Total Payment

    $1,319,758

    Payoff Date

    Jun 2056

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    PMI is disabled automatically when your down payment is 20% or more.

    Est. Payment

    $4,571

    per month

    Principal
    $524
    Interest
    $3,142
    Property Tax
    $755
    Home Insurance
    $150
    PMI
    $0
    HOA
    $0

    Property History for 3814 Ferndale

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    San Bernardino Market Snapshot

    Market stats compare this property with recent MLS activity for similar property types in 92404.

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